Universal Funds is the choice for your businesses financial solutions, providing a quick and simple alternative to traditional loan programs for your businesses working capital needs. We take pride in each relationship we have with business owners from all over the United States, independently structuring the right funding solution to help their businesses grow and prosper. Our experienced office staff is fully capable of handling any of your questions regarding the services you acquire with us and are always just a phone call away!
Universal Funds, since opening its doors in 2006, has marked its place in the business world by helping business owners establish low-rate cash advances and credit card processing services. In addition, we also provide credit card terminals, printers, check readers, mobile payment devices, pos systems and any other item or service needed to process payments for your establishment to your specific needs.
You may receive faster service by speaking with an account executive directly by calling 1-888-725-7760.
Feature | |
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Loan Size | $5,000 - $250,000+ |
Terms | 3 - 18 months |
Payment | Loan Product - Fixed Daily Payments from account via ACH (Automated Clearing House). For Seasonal Businesses we have Variable Daily Payments from account via ACH (Automated Clearing House). Cash Advance – Percentage of Daily Credit Card Sales via Split Funding. |
Timing | Decisions in as fast as 48 hours, funding in as fast as 72 hours. |
Requirements | |
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Time in Business | We make loans to businesses that have been generating revenue for 1 year. |
Location | US-based |
Industries | Over 200 different industries, including restaurants, retailers and other service providers. |
Credit | Because we value cash flow over credit scores, we work with small business owners with a wide range of personal credits scores |