Mail & Phone Orders

No Card? No Problem!

woman on phone, credit card in hand, placing an orderHere at Universal Merchant Solutions, we are a leader in the business of card-not-present transactions. We have many simple and easy-to-use credit card processing options available to telephone and mail order merchants that will make it possible to do credit card processing.

If you are a business that collects orders and payments via the telephone, fax, or by mail-in forms without the customer being present, then you are what are industry calls a MOTO account.

A MOTO merchant account is great for catering companies, florists, take-out (pizza) restaurants , and any other businesses that do not have access to physically swipe a credit card through a terminal. These accounts are perfect for business owners who accept credit cards by phone and work out of their home, or companies that conduct international transactions.

We have several credit card machines, software packages, and virtual terminals that can be set up as a MOTO merchant account. If you’d like to discuss these options further, call us toll free at 1-888-725-7760, or click apply today to get more details.


Universal Merchant Solutions has the credit card processing services that fit your business.

Here are just some of the benefits of MOTO credit card acceptance:

  • Accept payments 24/7 via mail or phone order.
  • Real-time account access via the internet which provides you with all your account data and reports.
  • 24/7 customer service line, ready to help you at a moments notice.
  • We strive to keep our rates the lowest in the industry!