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Cash Advance

stack of cash and an approved stamping

Need Cash?

Unlike conventional bank loans, Universal Funds offers businesses fast, working capital based on future credit card sales. Universal Funds makes cash advances simple. Even high-risk businesses with bad credit may still apply for a cash advance because Universal Funds is based on future credit card sales, unlike loans. A benefit to this strategy is monthly payments are lower when business is slower. You pay when your customers pay!

Get approved for a merchant cash advance with Universal Funds in a little as 24 hours!

customer service woman Even if you have been denied a small business loan you may still qualify for a business cash advance.

You may receive faster service by speaking with an account executive directly by calling 1-888-725-7760.

APPLY Today!

To Qualify:

  • Process $1,000+ per month in combined credit card sales.
  • Provide 4 months credit card processing statements.
  • Have been in business for a minimum of 1 year.
  • Own the building or have 1 year remaining on your current lease.
  • Acceptable personal and business credit score (500+).
  • No open tax liens, bankruptcies or judgments against you.

Use the Merchant Business Loan or Cash Advance for any purpose:

  • Purchase Inventory
  • Remodeling
  • Purchase Equipment to bring in more revenue
  • Pay off Debt/Taxes
  • Expansion/Acquiring another location
  • Emergency Funding